1. Handicap Setup for this League is as follows...      
  Handicap Regulars: 96 Subs: 96          
  Number of scores handicap based on: 5          
  Minimum number of scores needed before a handicap can be calculated: 1    
  # of Scores Discard Discard            
  Available Highest Lowest            
  1 0 0            
  2 0 0            
  3 1 0            
  4 1 0            
  5 1 0 <<Russ has 23 scores prior to event #4  
        so the underlined parameters are used to determine  
        which scores to use for handicapping.    
                   
2. The differentials for these scores are calculated...      
      Adjusted     Course Course    
  Date Event # Grs Scr Course Played Tee Rating Slope Differential Used
  09/17/14 Evt #3 40 Grandview Golf Course B 33.6 120 6.0 Used
  09/10/14 Evt #2 45 Grandview Golf Course B 33.6 120 10.7  
  09/03/14 Evt #1 42 Grandview Golf Course B 33.6 120 7.9 Used
  Practice Score 40     33.6 120 6.0 Used
  Practice Score 41     33.6 120 7.0 Used
  Practice Score 40     33.6 120 6.0  
  Practice Score 41     33.6 120 7.0  
  Practice Score 42     33.6 120 7.9  
  Practice Score 37     33.6 120 3.2  
  Practice Score 43     33.6 120 8.9  
  Practice Score 44     33.6 120 9.8  
  Practice Score 37     33.6 120 3.2  
  Practice Score 39     33.6 120 5.1  
  Practice Score 39     33.6 120 5.1  
  Practice Score 41     33.6 120 7.0  
  Practice Score 42     33.6 120 7.9  
  Practice Score 39     33.6 120 5.1  
  Practice Score 37     33.6 120 3.2  
  Practice Score 38     33.6 120 4.1  
  Practice Score 42     33.6 120 7.9  
  Practice Score 40     33.6 120 6.0  
  Practice Score 40     33.6 120 6.0  
  Practice Score 38     33.6 120 4.1  
                   
  Only the last 5 scores are considered for handicapping.          
                   
    The equation for calculating a differential is ...          
    Diff = (Adjusted Gross Score - Rating) x (113 / Slope)          
                   
3. Use the differentials to calculate a handicap.        
  Out of the 5 available calculated differentials the          
  1 highest differentials are discarded (not used).          
  Differentials 'used' are added together...          
  6.0+7.9+6.0+7.0 = 26.9              
                   
  Then divide by the total number used.          
  Pre-Handicap = 26.9 / 4 Pre-Handicap = 6.725          
                   
  Russ is a regular player, so according to the          
  handicap setup the Handicap Percent is 96          
  Handicap = 6.725 x 96   Handicap = 6.45 (Digits after hundredth place are deleted)  
                   
  Convert the handicap to a 'course' handicap using the slope of the course being played. (Grandview Golf Course)
  Handicap = Handicap x (Slope / 113)          
  Handicap = 6.45 x (120 / 113)            
  Handicap = 6.85              
                   
  Final Handicap = 6.85